Home Loan Types

Find The Right Home Loan
For Your Needs

At Prime One Home Loans we separate ourselves from other mortgage lenders by offering exceptional customer service and a broad selection of home financing products. From loans for first-time homebuyers to refinance programs for accessing your home’s equity, Prime One Home Loans can help you achieve your goals.

. . . at your fingertips.

Where do I start?

First, ask yourself what your home financing goal is. Are you:

Buying a home: We are committed to helping consumers  on financial choices. There are many options to choose from depending on your situation. Visit our Buy a Home page or view our purchase programs below.

Refinancing: If you currently have a mortgage and your goal is to possibly lower your existing mortgage payments, acquire better terms or consolidate your debt, visit our Refinance page or view our refinance programs below.

Using your home equity: Your home is an important asset. Making payments on your mortgage builds home equity which can then be borrowed against for home improvements, college tuition and retirement.

Our Home Loan Programs

Below are listings of our purchase and refinance programs. Should you have any questions, don’t hesitate to contact us. We’ll be happy to walk you through our home loans and the financing process.

Purchase Programs

Refinance Programs

Home Equity Programs

Related Information

Prime One Home Loans offers both Fixed Rate & Adjustable Rate mortgages in a variety of terms . . .

A home equity line of credit (HELOC) offers a flexible way to borrow funds. Click here to read more.

A significant part of the home buying process is saving up for a down payment. How much is right . . .

Guessing your mortgage rate? We can help you!